LIFE HEALTH WEALTH
Protect your future with our reliable insurance services.
REPRESENTING MULTIPLE TOP CARRIERS
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BENEFITS OF AN INDEPENDENT AGENT
ADVANTAGES FOR CHOOSING AN INDEPENDENT AGENT REPRESENTING MULTIPLE CARRIERS CAN OFFER MANY DIFFERENT PLANS WITH DIFFERENT PRICING GIVING YOU MORE OPTIONS HELPING YOU MAKE BETTER CHOICES
Why Choose Bradlee Colby Insurance?
LIFE PLANS
LIFE PLANS
LIFE PLANS
Life Insurance is not only to provide for your loved ones in the event something would happen, it can also be an investment tool. Use Life Insurance to protect your family, build wealth and create a legacy.
HEALTH PLANS
LIFE PLANS
LIFE PLANS
It is important to us that we help seniors select the right plan for them. When you become one of our clients, the customer service begins. We are your go to for help for just about anything.
WEALTH PLANS
LIFE PLANS
WEALTH PLANS
We understand that every client has unique insurance needs. That's why we offer customized insurance solutions tailored to your specific situation. We work with you to understand your needs and provide the best coverage options.
CREATE GENERATIONAL WEALTH WITH LEGACY
CREATE GENERATIONAL WEALTH
MANY MORE PEOPLE ARE TAKING CONTROL OF THEIR INVESTMENTS. SOME MANAGED ACCOUNTS ARE LOADED WITH FEES. THEN TAXES ARE TAKEN OUT MAKING YOU WONDER WHY EVERYONE USES THESE INVESTMENTS? WE CAN HELP YOU FIND MORE PROFITABLE SOLUTIONS FOR YOUR WEALTH BUILDING GOALS THAT COMPOUND FASTER WITH MUCH HIGHER RESULTS CREATING GREATER WEALTH.
THERE ARE MANY EASY METHODS TO BUILD WEALTH
WE OFFER SOME OF THESE PLANS AND SOME WE DO NOT- WE ARE HERE TO HELP - A GREAT PLAN IS THE "529" - MAX IT OUT IF YOU CAN AND STICK WITH IT. IT'S TAX FREE! WE OFFER FREE SERVICES TO HELP YOU GET TO WHERE YOU WANT TO GO!
THE FUTURE BELONGS TO THOSE WHO PREPARE FOR IT.
INDEXED UNIVERSAL LIFE (IUL) POLICY HAS A HUGE UPSIDE
PERMANENT LIFE INSURANCE THAT COMBINES A DEATH BENEFIT WITH A CASH BENEFIT THAT CAN GROW BASED ON A CHOSEN MARKET INDEX WITH A FLOOR TO PREVENT LOSS PROVIDING TAX-FREE WEALTH USING A SMALL INITIAL INVESTMENT AND MONTHLY PAYMENTS (LIKE A CAR PAYMENT) FOR 30 OR 40 YEARS HAS HUGE UPSIDE POTENTIAL!
HELPING SENIORS NAVIGATE MEDICARE
ASSISTING SENIORS TO UNDERSTAND MEDICARE
WE OFFER COMPREHENSIVE EXPLANATIONS TO HELP YOU AND WILL SPEND ALL THE TIME YOU NEED TO HELP YOU HAVE A COMPLETE UNDERSTANDING OF MEDICARE.
YOU CAN APPLY FOR PART B AS EARLY AS NINETY DAYS BEFORE YOUR 65th BIRTHDAY
THERE ARE MANY DIFFERENT PLANS AVAILABLE (in your area) SOME PAID BY THE FEDERAL GOVERNMENT, SOME WITH MONTHLY PREMIUMS. IN ORDER TO RECEIVE THEM,
YOU MUST BE REGISTERED IN PARTS A & B
EXPLORE YOUR OPTIONS TO SEE IF IT COULD BENEFIT YOU
CONTACT US AND SEE WHAT PLANS ARE AVAILABLE IN YOUR AREA THAT COULD BENEFIT YOU MORE. WITH ACCESS TO MULTIPLE CARRIERS AND MANY DIFFERENT PLANS, THERE MIGHT BE A MORE COMPREHENSIVE PLAN FOR YOU. OUR CLIENTS STAY INFORMED BY AN AGENCY WHO IS CONSTANTLY LOOKING OUT FOR THEM.
THE RIGHT MEDICARE PLAN FOR YOU
CHECK IT OUT TO MAKE SURE
THERE MAY BE BENEFITS AVAILABLE TO YOU THAT YOU AREN'T TAKING ADVANTAGE OF. CONTACT US AND SEE WHAT PLANS ARE AVAILABLE IN YOUR AREA THAT COULD BENEFIT YOU MORE. WITH ACCESS TO MULTIPLE CARRIERS AND MANY DIFFERENT PLANS, THERE MIGHT BE A MORE COMPREHENSIVE PLAN FOR YOU.
LET US MAKE IT EASY FOR YOU TO UNDERSTAND
OUR EXPERTISE WILL HELP YOU HAVE A CLEAR UNDERSTANDING OF MEDICARE AND WHAT IS AVAILABLE TO YOU IN YOUR AREA. WE WILL HELP YOU UNDERSTAND HOW THE PLANS WORK, WHAT THEY ARE FOR AND WHAT IS COVERED. IT IS IMPORTANT YOU UNDERSTAND IT ALL.
WHY CHOOSE US? STAY ON TOP OF MARKET CHANGES. WE KEEP OUR CLIENTS INFORMED.
CHANGE IS CONSTANT IN JUST ABOUT EVERYTHING. INCLUDING MEDICARE. MANY PLANS ALSO CHANGE EVERY YEAR. STAY UP TO DATE WITH US. WE DO OUR BEST KEEPING OUR CLIENTS UPDATED WITH CHANGES. AND CHANGES SOMETIMES MEAN A DIFFERENT PLAN MIGHT SERVE YOU WITH MORE BENEFITS AND LOWER COSTS.
IMPORTANT ASPECTS WITHIN MEDICARE
THE COST OF OUTPATIENT PROCEDURES ARE IMPACTED BY YOUR HEALTH PLAN
THE COST OF OUTPATIENT PROCEDURES CAN BE IMPACTED BY YOUR HEALTH INSURANCE PLAN. LET US RESEARCH HEALTH PLANS TO SEE IF THERE MIGHT BE MORE SUITABLE PLANS FOR YOU. IT'S WORTH INVESTIGATING...
ARE YOUR COPAYS ADDING UP COSTING YOU TOO MUCH?
SOME PLANS COPAYS ARE DIFFERENT THAN OTHERS. CALL US AND SEE IF THERE MIGHT BE A PLAN TO BE MORE COMPREHENSIVE FOR YOU, AND SAVE YOU ON YOUR COPAYS.
PRESCRIPTIONS COST TOO MUCH?
FRUSTRATED WITH THE HIGH COST OF YOUR PRESCRIPTIONS? CALL US TO SEE IF WE COULD LOWER YOUR COSTS. MEDICINES AND FORMULARIES ARE OFTEN ORGANIZED INTO TIERS, THAT ARE COVERED BY A SPECIFIC HEALTH INSURANCE PLAN.SOMETIMES THERE ARE MORE COST-EFFECTIVE PLANS FOR YOUR PRESCRIPTIONS. EXPLORE YOUR OPTIONS TO SEE IF WE COULD HELP YOU SAVE MONEY.
OTHER IMPORTANT INFO YOU SHOULD KNOW
ANNUAL ENROLLMENT PERIOD
PLANS CAN CHANGE EVERY YEAR. REACH OUT TO US DURING THE ANNUAL ENROLLMENT PERIOD FOR A FREE EVALUATION TO SEE IF WE COULD IMPROVE YOUR SITUATION.
YOU'RE COVERED
YOU OWE IT TO YOURSELF AND YOUR FAMILY THAT YOU ARE COVERED WITH A PLAN THAT BENEFITS ALL THOSE YEARS OF HARD WORK YOU PUT IN. YOU DESERVE IT. LOOK FORWARD TO THE BENEFITS INSURANCE CAN PROVIDE FOR YOU.
OTHER INSURANCE TO CONSIDER
PROTECT YOUR MONEY
HOSPITAL INDEMNITY PLANS ARE A TYPE OF SUPPLEMENTAL HEALTH INSURANCE THAT PROVIDES A CASH BENEFIT TO POLICYHOLDERS FOR HOSPITAL STAYS DUE TO ILLNESS OR INJURY. THESE PLANS ARE DESIGNED TO HELP COVER OUT-OF-POCKET EXPENSES RELATED TO HOSPITALIZATION, LIKE DEDUCTIBLES, CO-PAYS, AND EVEN EVERYDAY LIVING.
A SUPPLEMENTAL CANCER POLICY CAN OFFER A LUMP SUM PAYMENT
A SUPPLEMENTAL CANCER INSURANCE POLICY
IS DESIGNED TO HELP COVER THE COSTS ASSOCIATED WITH A CANCER DIAGNOSIS AND TREATMENT THAT MAY NOT BE FULLY COVERED BY YOUR PRIMARY HEALTH INSURANCE PLAN. A FIXED LUMP SUM (amounts to choose from) CAN BE PAID TO COVER THESE EXPENSES UPON DIAGNOSIS OF A COVERED CANCER.
HEART ATTACK or STROKE INSURANCE
A SUPPLEMENTAL HEART ATTACK AND STROKE INSURANCE POLICY (a type of critical illness insurance) PROVIDES A FINANCIAL SAFETY NET TO HELP YOU AND YOUR FAMILY COPE WITH THE FINANCIAL IMPACT OF A SERIOUS ILLNESS WITH A PREDETERMINED LUMP-SUM PAYMENT UPON A QUALIFIED DIAGNOSED EVENT.
LIFE INSURANCE CAN OFFER MANY BENEFITS
THE MANY FEATURES OF LIFE INSURANCE
LIFE INSURANCE OFFERS FINANCIAL PROTECTION, TAX BENEFITS, HEALTH EXPENSE COVERAGE AND SOME CAN OFFER WEALTH BUILDING COMPONENTS.
A PHENOMENAL INVESTMENT IS THE "IUL." A LIFE INSURANCE POLICY WITH BOTH A DEATH BENEFIT AND A CASH BENEFIT USING INDEXING (a floor of zero to prevent loss) TIED TO A CHOSEN MARKET LIKE THE S&P 500, WITH A TAX-FREE COMPONENT. MANY HAVE DISCOVERED THIS PRODUCT AND BUILT A LEGACY OF WEALTH WITH IT, YOU SHOULD LEARN ABOUT THIS...
INVESTIGATE THE COST OF A LIFE INSURANCE POLICY
MANY FAMILIES HAVE NO LIFE COVERAGE AT ALL. BUT MANY OF THOSE FAMILIES WILL HAVE INSURANCE ON THEIR PHONES. DO YOU KNOW SOME LIFE INSURANCE POLICIES AREN'T REALLY THAT MORE EXPENSIVE THAN THAT PHONE POLICY?
SECURE YOUR FINANCIAL FUTURE NOW
DISCIPLINED TO CONTINUE WITH YOUR GOALS
TAKE ADVANTAGE OF A STRUCTURED PLAN WITH THE DISCIPLINE TO CONTINUE MAKING THOSE SMALL MONTHLY CONTRIBUTIONS TO ASUURE YOUR SUCCESS. THE FUTURE BELONGS TO THOSE WHO PREPARE FOR IT
USE SOME 401K TO PURCHASE AN ANNUITY
MANY TAKE SOME 401K MONEY AT RETIREMENT TO PURCHASE AN ANNUITY. GUARANTEED INCOME THAT PROVIDES A PREDICTABLE STREAM OF INCOME THAT LASTS FOR YOUR LIFETIME, EVEN JOINTLY TO A SPOUSE.
I'VE GOT A PLAN. YOU SHOULD TOO
I'VE GOT A PLAN
YOU GOT A PLAN? I'VE GOT A PLAN. WHEN YOU GET A PLAN, IT SEEMS LIKE THE EDGE IS TAKEN OFF ALIEVIATING CERTAIN PRESSURES AND GIVING YOU CONFIDENCE WITH A NEW OUTLOOK ON LIFE.
MANIFEST YOUR DESTINY!
HELP THE ONES YOU LOVE WHEN YOU WON'T BE ABLE TO
CREATE YOUR LEGACY SAFEGUARD. ENSURE THAT YOUR FINAL WISHES ARE HONORED. START EARLY. GET YOUR CHILDREN ENGAGED IN BUILDING WEALTH, AND CONSTANTLY REINFORCE AND SUPPORT THEIR EFFORTS. BUILD PRODUCTIVE HABITS AND PURSUE DREAMS. FAILURE IS A STEPPINGSTONE TO SUCCESS. WORK HARD, SAVE, REMAIN DISCIPLINED AND KEEP MOVING FORWARD. YOUR PERSISTENCE WILL BE THE RECIPE FOR SUCCESS. NEVER GIVE UP. WE SUPPORT YOUR EFFORTS. AND WE WILL USE ALL OF OUR RESOURCES TO HELP YOU AND YOUR FAMILY
A VERY REASONABLY PRICED LIFE INSURANCE POLICY
SOCIAL SECURITY DEATH BENEFIT IS $255. SOME WHOLE LIFE PLANS OFFER PREMIUMS THAT NEVER INCREASE, ARE GUARANTEED ISSUE, NO MEDICAL EXAMS, NO BLOOD/URINE TESTS, EVEN SOME OFFER SMOKERS (non-smoker rates with qualifier) THAT CAN BE TAILORED TO YOU. AN AMOUNT OF PREMIUM FOR A BUDGETED MONTHLY PMT.
POSITIONED TO WIN
Protect What Matters Most = YOU & YOUR $
BRADLEE COLBY INSURANCE
THE BEST TEAM
OUR TEAM OF EXPERTS NUMBER ONE PRIORITY IS TO HELP PEOPLE. AND HELP THEM MAKE SMART FINANCIAL DECISIONS.
CONTACT ME DIRECTLY
I AM AT YOUR SERVICE. I WILL EXCEED YOUR EXPECTATIONS AND EARN YOUR BUSINESS.